At ŠKODA, all of our products are full of forward thinking features. ŠKODA Choice^ is a flexible finance solution that lets you safeguard the future value of your car, so you can spend less time worrying, and more time enjoying your new ride. Just how it should be.

The choice is yours

Fortunately, there are still some guarantees in life. ŠKODA Choice32 is a flexible finance solution that provides you with the assurance of knowing exactly what the minimum value of your vehicle will be down the track. At the end of your loan, you have the option to trade in, retain or return your vehicle. The choice really is yours.

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Allan Mackay Autos ŠKODA

How it works

Choose your option at the end of the term

Simply Clever Finance Brochure

Allan Mackay Autos ŠKODA

Explore the benefits

Allan Mackay Autos ŠKODA
  • Peace of mind knowing the minimum future value of your ŠKODA right from the start
  • You have three options at the end of your ŠKODA Financial Services contract
  • A personally tailored finance solution, based on the term and kilometre usage of your vehicle
  • Upgrade your ŠKODA to the latest model more often, enjoying the best innovations and technologies
Allan Mackay Autos ŠKODA

Maintaining your ŠKODA

We understand that you will want to keep your ŠKODA in premium condition. To ensure the integrity of the Guaranteed Future Value Program, your ŠKODA must be in an acceptable condition when you return it to us and must not exceed the kilometre limit. We also understand that some reasonable wear and tear is only to be expected, but it needs to remain within the provisions set by your ŠKODA Financial Services contract. If you exceed your nominated kilometre allowance, it will reduce your Guaranteed Future Value. However, this won’t affect your ability to Trade in, Retain or Return your vehicle.

Fair Wear and Tear GUide

Allan Mackay Autos ŠKODA


³² The ŠKODA Choice Program consists of an option to return the vehicle to SFS at the end of the term and require SFS to purchase the vehicle at price known as the Guaranteed Future Value (GFV) as determined by SFS. At the end of the term, you can elect to: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges, if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Fleet, government, rental buyers, hire car and chauffeur companies excluded.


ŠKODA Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344. View the Target Market Determination for our Financial Services products here.